Made in Québec
Pilot your business.
Secure your life.
A free financial cockpit for solopreneurs and SMBs — cash-flow clarity in under 5 minutes. FREE BYOK: your AI, your rules, no mandatory subscription. Our anti-recession play.
Powering financial clarity for local solopreneurs and SMBs:
Two crucial answers in under 5 minutes:
- "How much can I safely pay myself?"
- "What's my personal autonomy runway?"
Local financial calculations — Secure, encrypted sync of your numbers. · Free · No ads
Anti-recession play
Free financial cockpit + FREE BYOK
Solo Free: dashboards, multi-income, and local math with no subscription. Optional BYOK (Gemini, Claude, OpenAI, DeepSeek) — pay only your AI provider, no Kompul markup.
Free financial cockpit
Safe-to-Spend, autonomy runway, GST/QST, CSV import — built for local solopreneurs and SMBs. No bank feed that resells your data.
FREE BYOK (Bring your own AI)
Keep Kompul free and private: paste your key in Settings → Security → AI Arsenal. Managed Kompul AI Cloud ($14.99 CAD) stays optional.
Solo Free · no card · no API key required
Solopreneurs · SMBs · Job stacking
No fluff vs ChatGPT
ChatGPT
- You re-type your numbers every time.
- Your data leaves your device.
Kompul
- Drop your Desjardins file (or other Québec bank CSV).
- Math runs on your computer. Your history stays private.
A chat forgets your invoices. Kompul keeps your ledger and does the math.
Solopreneurs · SMBs · Job stacking
Your multi-income command center
Stripe, e-Transfer, payroll, contracts, and SMB — one cockpit. Total clarity on multiple income streams.
The reality
Juggling a day job, two freelance contracts, and a growing SMB? Your bank shows four separate balances. Kompul gives you one truth.
The fix
One unified pipeline absorbs every income source. Local math splits what belongs to your SMB (GST/QST reserve, Safe-to-Spend) from what protects personal autonomy (security runway).
Clarity · multiple incomes · local math
Pilot · SMB & business income
SMB Simple Mode
Safe-to-Spend, profit, overdue — business clarity at a glance.
Safe pay-yourself amount
After GST/QST reserve — what you can take safely, even with job stacking.
Automatic GST/QST reserve
Tax set aside before you touch SMB cash.
Overdue invoices & follow-ups
Collect what's owed — built for busy solopreneurs and SMBs.
Multi-source import
Desjardins, RBC, TD, Stripe, CSV — all money in, one place.
What-if sliders
Test supplier payments or contracts — live SMB cash view.
Secure · Personal life
Autonomy runway (days)
How long your autonomy lasts — the number that secures your life.
Your week at a glance
Local summary — where personal money went, no fog.
What changed?
Why runway moved — clarity, not guesswork.
Life-project simulator
Shift income or spending — see autonomy impact first.
Personal import & CSV
Same hub — personal streams centralized in minutes.
Visual proof
A dashboard
that obeys you.
Simple Mode: safe amount, scenario slider, your numbers — beautiful, modern, ready to use. Not another Excel clone or empty chat.
Words from the Mission
“Inspirational, effective and life changing in every way!”
Viviane S.
@viviane.schickle“Motivated me to be more decisive in achieving my goals.”
Didier R. (MBA)
@didierrudakenga“A beautiful proof of your strength and courage. You've turned a difficult challenge into a simple, motivating, and inspiring message. I'm proud of you. — much love, mon ami.”
Mayssa B.
@mayssa.makeup“Authentic, real, great tools to help people.”
Katherine S.
@aconcagua2009“Written simply but straight to the point! Everybody can relate.”
Annie P.
“Inspirational, effective and life changing in every way!”
Viviane S.
@viviane.schickle“Motivated me to be more decisive in achieving my goals.”
Didier R. (MBA)
@didierrudakenga“A beautiful proof of your strength and courage. You've turned a difficult challenge into a simple, motivating, and inspiring message. I'm proud of you. — much love, mon ami.”
Mayssa B.
@mayssa.makeup“Authentic, real, great tools to help people.”
Katherine S.
@aconcagua2009“Written simply but straight to the point! Everybody can relate.”
Annie P.
Universal HR module (teams)
Studios, restaurants, retail, and NPOs — aligned with what the app actually ships: HR is invitation-only private beta.
Solo Free cockpit is open to everyone. The HR Operator module unlocks only with an invitation during beta.
Completion grid
See who completed what — onboarding, compliance, and team rituals at a glance.
AI SOPs
AI-assisted standard operating procedures: less drift, more consistency on the floor.
Dream Board (Simon Sinek)
Why / How / What aligned — one North Star for the team, not just tasks.
Law 25 built in
Consent, audit trail, and Québec privacy posture — not a bolt-on later.
Running a studio, restaurant, or shop with a team? Request your gateway — we manually review each application.
Request Team HR Private Beta accessPre-filled email · reply within 48–72 business hours
Kompul · Pricing V2
Transparent pricing. No hidden fees.
Solo Free at $0. AI Cloud at $14.99 CAD — tax included, price shown.
Paid plans (AI Cloud, Pro, Team, Empire): Stripe checkout is still in progress. Solo Free is live in the app now — free, no ads.
🔒 Zero-Knowledge Architecture: Your data works for YOU, not for advertisers.
Solo Free
Sovereign cockpit · Free · No card
Forever · 1 seat
- Dashboard, calculators, Mission, Compass & Income Stack
- Instant sync of your numbers (transactions, budget) on all devices
- Local Hub + SMB Simple Mode · heavy receipts on device (cloud savings)
- Partnership Lab · simulation (1 seat)
- Bring your own AI (BYOK): connect your free API key (OpenAI / Gemini) for advanced Komy without a Kompul subscription
- Smart Tracker, Holding & CSV export
- Privacy-first — your data is not the product
Not included
- Managed cloud Komy (→ AI Cloud)
- 24/7 Hub server sync (→ AI Cloud or Team)
- Real team invites (→ Kompul Pro+)
With BYOK you only pay your real usage at Google or OpenAI — no Kompul markup.
Kompul AI Cloud
Managed Komy · Cloud receipts · Hub sync
$14.99 CA per month (tax included) · 1 seat
- Everything in Solo Free + managed Komy (fair-use)
- Receipts & PDFs in the cloud — open anywhere, not one device only
- Integration Hub sync on Kompul servers
- Turnkey: don't want to set up an API key? We manage AI infrastructure and costs for you
Prefer your own AI? BYOK stays available on Solo Free.
What is « Bring your own AI » (BYOK)?
Keep Kompul free and private. Create a key from Gemini, Claude (Anthropic), OpenAI, or DeepSeek, then paste it in Settings → Security → AI Arsenal.
You only pay what you use at the AI provider. No Kompul middleman on your conversations.
Legacy Nomad and Operator plans are no longer sold to new customers.
14-day Pro trial: full Pro features, no card. Then Solo Free if you don't subscribe — your data stays.
Pricing V2: Solo Free, AI Cloud, Pro, Team, Empire.
Ready to see your number in under 5 minutes?
No card · No API key · Solo Free