Frequently asked questions

Questions about Kompul.

Pricing, privacy, how it works, clear answers.

General questions
Is it really free?
Yes. Solo Free is free forever. No card. No ads. We do not sell your data. Kompul Solo ($9.99 CAD / month + tax) is there if you want invoicing and managed Komy.
What is the difference between Solo Free and Kompul Solo?
Solo Free ($0): track income and expenses, see what you can pay yourself, Komy reads your numbers. Kompul Solo ($9.99 CAD / month + tax): all of that, plus invoicing, managed Komy, receipts and PDFs from any device.
What happened to Team and Empire plans?
Team and Empire are no longer sold. Kompul Pro ($34.99 + tax) covers up to 3 businesses and 3 seats. For more, write to hello@kompul.com.
What is Komy and the optional AI?
Komy is Kompul's assistant. In the free version, it reads your numbers and gives you simple observations directly on your device, with no connection to an external service. If you want deeper analysis, you can activate Komy's advanced version: either through the $9.99 CAD/month + taxes subscription (managed Komy, no setup), or by connecting your own account from an AI provider like Google or OpenAI. In the latter case, you only pay your actual usage, with no markup from us.
Where are my statements and numbers stored?
Free version: your numbers sync across all your devices; your receipt photos and PDFs stay on the device that captured them. Advanced and team plans: receipts accessible from any device. In all cases, your financial data is never sold.
Why enter my numbers myself? Isn't automatic easier?
When you enter your numbers, you naturally notice where your money is going, and no automated system can do that for you. Auto-import connects your bank, but it doesn't explain anything and often shares your data with third parties. With Kompul, you import your bank statements in one click (or enter them manually), and keep full control.
Where is my financial data stored?
Encrypted in transit and at rest on Google Cloud. Optional fingerprint or face login. We never sell your data. Admin access exists only for support when you ask.
Guarantee, refund, and cancellation?
New accounts: 14-day Pro trial, no card. Then Solo Free if no paid plan. Paid plans (Kompul Solo / Pro) checkout in the app when Stripe is live. Billing: support@kompul.com.
What is « bring your own AI »?
Optional: connect your own account from Google, OpenAI, Claude, or DeepSeek. You pay the provider directly. Kompul adds no markup. Paste your key in Settings → Security → AI Assistant.
Does Kompul have access to my bank passwords?
Never. Kompul never asks for your banking credentials and doesn't use automatic connections that share your data with intermediaries. You import statements yourself or enter expenses, you stay in full control.
For entrepreneurs
When should I upgrade to Kompul Pro?
Stay on Solo Free or Kompul Solo if you work alone. Move to Kompul Pro ($34.99 + tax) when you need up to 3 seats (you, a partner, a read-only accountant) or up to 3 businesses.
Why doesn't Kompul handle payroll?
Payroll means T4s, CNESST, Records of Employment. We stay on what Kompul does well: making your money clear. For payroll, your accountant or Wagepoint is the right call.
Can Kompul replace QuickBooks?
For a solopreneur or small service business: yes. Invoicing, expenses, AI receipts, GST/QST, accountant access, and one-click export. We don't replace QuickBooks for businesses with inventory, payroll, or corporate consolidation. We create our own league.
Can my accountant use Kompul?
Yes. Invite them with read-only access: they see your invoices, expenses, and financials directly in Kompul. They can export your full fiscal year as a single file (CSV + PDF) with GST/QST summary front and center. Result: they save time, you save money.
Why no automatic bank connection?
Connecting your bank automatically often means sharing your data with intermediaries, and some resell it. With Kompul, you import your statements yourself (a file from your bank, Desjardins, RBC, TD, BMO, BNC) in a few seconds. You keep control of your data and don't depend on any third-party service.
I have a salary, contracts, and a small business, can Kompul help?
Yes. Kompul is built for people with multiple income sources. You import your bank statements, and Kompul automatically separates what relates to your business (GST/QST reserve, what you can pay yourself) from your personal life (how long you can sustain yourself if income slows down). One app, everything in one place.
Does Kompul include HR or payroll?
No. HR modules (roster, shifts, SOP Academy) are archived and not sold. Kompul is a financial clarity tool, runway, tax reserves, invoicing, and accountant read-only access. For payroll, use your accountant or a dedicated provider (Wagepoint, etc.).

No App Store. Always up to date.

Kompul is a web app you can install on your phone or computer like any other app, without going through the App Store or Play Store. It updates automatically, without you having to do anything.

Updates without delay

We don't wait for Apple's permission to fix a problem or improve the app. Updates arrive in minutes, not weeks.

Always the latest version

No more "update available" notifications. Every time you open the app, you automatically have the most recent version.

Start in seconds

No download required to get started. Open kompul.com on your phone or computer and start right away. Add it to your home screen whenever you feel like it.

Add Kompul to your home screen.

Two taps. Zero app store. Instant access.

1. Tap "Share"

In Safari, tap the share icon (square with arrow) in the bottom navigation bar.

2. Tap "..."

In the share menu, tap the three dots to see more options.

3. "Add to Home Screen"

Scroll down and select "Add to Home Screen". Done.

Still not sure where you fit?

Start free, you can always add advanced features or a team later.

Start free, with no card needed